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Community Banking You Can Count On

FREE Checking

No minimum balance required

• No Service Fee
  
• No Minimum Balance
  
• No Minimum to Open
  
• Enjoy Unlimited Check Writing
• Enjoy receiving E-statements
• ATM or Checkcard  Accessible
• Online Banking with Bill Pay

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Interest Checking

Maintain a Daily Balance of $1,000 or more during the statement cycle and:

• Avoid $8 Service Fee
• Earn Interest
• Enjoy Unlimited Check Writing
• Image Statements
• ATM or Checkcard Accessible
• Online Banking with Bill Pay
• Go Green-Sign up of E-statements & Direct Deposit.
• Combined Statements allows you to view all your deposit accounts on one easy to read statement.

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Privileged Checking

Maintaining a deposit balance of $2,500 or more during the statement cycle in any product combination including CDs, IRAs, Money Market, Checking or Savings entitles you to:

• Waiver of $10 Service Fee
  
• Unlimited Check Writing
  
• Image Statements
  
• 1-year free small Safe Deposit Box
  
• 1 box of checks at no charge
  
• Free Cashier Checks
  
• Free Estate Planning consultation
  
• Free Photocopy Service
  
• Free Notary service
• ATM or Checkcard Accessible
• Online Banking with Bill Pay
• Go-Green-Sign up for E-statements & Direct Deposit.
• Combined Statements allows you to view all your deposit accounts on one easy to read statement.

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General Savings

Maintain a balance of $100 or more and:

• Earn Interest
• Avoid $3 quarterly service fee
• Six withdrawals permitted per quarter
• $1 per excess withdrawal charged

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Youth Savings - for those 17 & under:

Maintain a daily balance of $25 or more to earn interest and enjoy:

• No Service Fee
  
• Six withdrawals permitted per quarter
  
• $1 per excess withdrawal fee charged

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Money Market Account

Maintain a balance of $2,500 or more and:

• Earn Interest
  
• Avoid $10 monthly service fee
  
• Image Statements
  
• Six withdrawals permitted per month
  
• $5 per excess withdrawal charged

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Premier Market Account

Maintain a balance of $10,000 or more and:

• Earn Interest (Tiered interest rates)
  
• Avoid $10 monthly service fee
  
• Six withdrawals permitted per month
  
• $5 per excess withdrawal charged
  
• Image Statements available

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Health Savings Checking  

No minimum balance required

• No minimum to open
• No Service Fee
• Enjoy Unlimited Check Writing
• Starts earning interest at $1,000
• ATM or Checkcard Accessible

Health Savings Certificate of Deposit Account

• $2,000 minimum to open*
• Earn higher rate of interest for money not currently being used in your HSA checking

*CD is not a transactional account and withdrawals prior to maturity date of CD are subject to penalties

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Click here for current rate information

Other Products & Services

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The following applies to all interest bearing accounts - We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain the minimum balance in the account each day to obtain the disclosed annual percentage yield. The interest rate and annual percentage yield will depend upon the daily balance in the account as shown on the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (ex: checks). Interest is compounded monthly and is credited to the account monthly. Interest on savings is compounded and credited quarterly. If the account is closed before interest is credited you will not receive the accrued interest.

The following also applies to Premier and Money Market accounts - You may make six (6) transfers from your account each four (4) week or similar period by check, debit card or similar order including by preauthorized or automatic transfer, or telephone (including data transmission) agreement, or instruction to third parties. Transfers or withdrawals made to another account of the same depositor at the same bank, if made by preauthorized or automatic transfer, telephone (including data transmission) agreement or instruction are also included.

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