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Personal

CD's and IRA's

A safe and secure investment insured by the FDIC up to $250,000 per depositor.

Certificates of Deposit allow you to lock in an interest rate for higher returns on your money.

Term Minimum Deposit
90-179 days $2000
180 days $2000
1 Year $500
2 Years $500
3 Years $500
4 Years $500
5 Years $500

Individual Retirement Accounts

Individual Retirement Accounts are a tax-sheltered investment that help you save for your future.

There are two major types of IRAs: Traditional IRAs and Roth IRAs. Both allow you to make annual contributions. The limits for those contributions are set by the IRS and the limits are adjusted each year.

Term Minimum Deposit
12-month variable rate $100
12-month fixed rate $500
2 Years $500
3 Years $500
4 Years $500
5 Years $500

For questions concerning our Deposit Rates, Terms and other Investment Options please contact us at (859) 233-4500.
Penalties on Certificate of Deposit and Individual Retirement Accounts may be assessed for early withdrawals.