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Personal

CD's and IRA's

Special 11 Month Certificate of Deposit

fall money

1.20% APY*
$5,000 minimum to open


*Annual Percentage Yield
APY* accurate as of October 31, 2017
Rates are subject to change
Penalty may be imposed for early withdrawal

Click here to open an account now

A safe and secure investment insured by the FDIC up to $250,000 per depositor.

Certificates of Deposit allow you to lock in an interest rate for higher returns on your money.

Term Minimum Deposit
90-179 days $2000
180 days $2000
1 Year $500
2 Years $500
3 Years $500
4 Years $500
5 Years $500

Individual Retirement Accounts

Individual Retirement Accounts are a tax-sheltered investment that help you save for your future.

There are two major types of IRAs: Traditional IRAs and Roth IRAs. Both allow you to make annual contributions. The limits for those contributions are set by the IRS and the limits are adjusted each year.

Term Minimum Deposit
12-month variable rate $100
12-month fixed rate $500
2 Years $500
3 Years $500
4 Years $500
5 Years $500

For questions concerning our Deposit Rates, Terms and other Investment Options please contact us at (859) 233-4500.
Penalties on Certificate of Deposit and Individual Retirement Accounts may be assessed for early withdrawals.