Putting Down Roots in the Bluegrass? Apply for a Mortgage with Us Today!

Putting Down Roots in the Bluegrass? Apply for a Mortgage with Us Today!

When you hear the word ‘mortgage’, what comes to mind? Is it stress? Worry? Hassle? Here at Bank of the Bluegrass, we are on a mission to change that!

Acquiring a mortgage that works for you and your family shouldn’t be a stressful task. That’s why our team of experts works to make the process as smooth and straightforward as possible.

What is a mortgage loan?

Mortgage loans are borrowing methods where a person pledges their home or land as collateral for the debt owed to the bank after giving out the loan. Where you get your mortgage can be a big decision—but with Bank of the Bluegrass, it’s an easy one! We’re passionate about helping customers, and we’ll be here to help every step of the way.

What kinds of mortgages are available at Bank of the Bluegrass?

We offer a variety of mortgage loans and can help you choose the best one for you. We proudly offer conventional fixed rate loans, adjustable-rate loans, jumbo loans and tax credit mortgage programs. We also participate in Federal and State government loan programs such as Federal Housing Administration (FHA) loans, Veterans Administration (VA) loans, Rural Housing Service (RHS) loans, and Kentucky Housing Corporation (KHC) loans.

Bank of the Bluegrass also offers a Home Equity Line of Credit for customers who already own their property, as well as Bridge Loans for homeowners selling one house and looking to buy another.

Construction loans aren’t just for construction companies, either! If you are planning to build your dream home from the ground up, remodeling, or renovating, we have a mortgage loan and a way to help you through that process as well.

Why Bank of the Bluegrass?

One of the benefits of choosing to bank locally is the personal touch you get when applying for a mortgage loan. Our experienced lenders will work with you one-on-one to customize your mortgage to your needs and provide guidance every step of the way.

And right now, you can enjoy $500 off closing costs when you open a new checking account with direct deposit at Bank of the Bluegrass. *Some exclusions apply.

Are you ready to apply for a mortgage in Lexington? Reach our team of experts on our mortgage page. Our Bank of the Bluegrass team looks forward to hearing from you!

Links

Learn more about Savings and Loan (S&L) Crisis:  https://www.investopedia.com/terms/s/sl-crisis.asp

Learn more about the difference between Mortgages & Home Equity Loans: https://www.investopedia.com/mortgage/heloc/differences/

Bank NMLS ID# 421548 | Offer of credit is subject to credit approval.