Online Banking

Convenience Services

 

Apple Pay®, Google® or Samsung Pay®

Add your Debit Card to your Digital Wallet.

Prefer to use the digital wallet on your smart phone to pay for purchases? We can enable your debit card so you can add it to your digital wallet for future purchases.

Open Explore Digital Wallet

Have us link your Bank of the Bluegrass Debit Card to your digital wallet if you prefer to pay for purchases that way.

Safe, contactless payment methods include Apple Pay®, Samsung Pay® and Google Pay™, which use an encrypted, one-time transaction code during transactions. Your card number and PIN are never stored with the merchant, giving you added peace of mind.

Once activated, simply hold your phone near any Apple, Samsung or Google Pay approved card reader and unlock your phone.

We’re here to answer any questions you might have or to help you get started.

Debit Cards

We issue our debit cards in-house, so you don’t have to wait.

With the Allpoint Network, our debit cards gain access to over 55,000 surcharge-free ATMs worldwide! Find the nearest Allpoint ATM location by downloading the Allpoint Network App and search for locations from the bank’s mobile app or by searching from the home page of our website.

We provide Card Sentry Risk Management on the Debit Cards we issue, at no additional charge. With Card Sentry, we review cardholder activity for any unusual transactions and when identified, verify the activity with the customer to help prevent losses.

Digital E-statements, E-notices and Tax forms

Go Green.

Sign-up to have your statements or bank correspondence delivered to your email address.

Direct Deposit & ACH

Simplify your banking by automating your repetitive deposits and payments.

We’ll help you set up a new direct deposit or automatic payment on your account.

EZSwitch

A fast, free, and easy way to switch your direct deposits and automatic payments (ACH) to your Bank of the Bluegrass account.

When you ask to speak to an EZSwitch Specialist, you’ll be provided with concierge service while receiving help in switching your direct deposits and automatic payments to a new or existing Bank of the Bluegrass checking account.

Open Simplify with EZSwitch

We’re here to help you switch banks, direct deposits and automatic payments!

EZSwitch is our concierge solution to switching banks. With just a few clicks, you can save time and eliminate the stress of switching banks.

  • Securely switch direct deposits and automatic payments in as little as 10 minutes.
  • No need to track down payments or fill out paperwork.
  • Initiate the closure of your previous accounts.
  • Track switches and receive real time switch notifications.

Insured Cash Sweep (ICS) Service

Participation in the ICS Network gives extended FDIC deposit insurance.

With ICS, we can provide FDIC coverage for deposits in excess of $250,000, no need to bank elsewhere.

Deposit placement through CDARS and ICS is subject to the terms, and conditions, and disclosures in applicable agreements and/or fees as applicable. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. 

Swipe N Save

An easy way to build savings automatically.

Swipe N Save works with your debit card to “round up” the amount of your debit card purchases to the next even dollar amount. At the end of each business day, the day’s total is automatically deposited into your savings account.

Online Account Opening

 

Open an Account Online

Visit our website to open an account at your convenience.

Opening a personal checking, savings or certificate of deposit online is easy.

Open an Account

Online Mortgage Loan Applications

Why wait to get started with your Mortgage Application?

Apply online to get pre-approved before finding your dream home, or apply once you’ve found it.

Apply for a Loan

IMM Electronic Signature and Docusign

Sign documents electronically.

IMM and Docusign allows you to sign signature cards and loan documents remotely.

Online & Mobile Banking

With our complimentary online and mobile banking, you’ll have access to your accounts from anywhere.

  • View balances and transactions on your accounts
  • Move your money with Bill Pay, transfers or peer-to-peer (P2P) payments
  • Mobile check deposits using our Mobile app
  • Manage security features on your debit cards
  • Find our branch locations and Allpoint ATMs using our Mobile app
  • Send and receive messages
  • Customize the alerts you want to receive and how you want them delivered
  • Run reports
  • View documents

Ancillary services are subject to additional terms and conditions and/or fees including internet provider and data charges.

 

Open Added Convenience with Online Bill Pay

Enroll in Online Bill Pay, customize your Payees, and monthly payments become quick and easy.

  • Set up one-time or recurring payments using your specified payment dates
  • Available 24/7 online or with the Mobile app
  • Review your processed transactions
  • Make internal and external transfers 24/7 with Online and Mobile Banking. You can even set up recurring transfers for payments or to help you save automatically.
  • Peer-to-peer payments are easy to make by using your recipients email address, phone number (via text message), or debit card number.

Online Support

 

Live Chat

Get answers with Chat.

You can ask questions or send us message from our website.

Services for Businesses

 

ACH Payment Processing

ACH for business payments or receivables.

Setting up payments like payroll or federal tax payments or using ACH to expedite receivables, like rental income or dues, can save time and money.

Credit Line Sweep Service

Improve Cash Flow.

Using Credit Line Sweep Service with a Business Line of Credit allows you to set target balances for your business checking account and automate transfers to and from your credit line. (up to the available balance)

Merchant Services Credit Card Processing

Enable your business to except various payments.

Merchant Services can provide access to all debit card/credit card networks, prepaid cards, gift cards and online payments.

Positive Pay

Check fraud prevention for your business.

Positive Pay is fully integrated with our core data system, preventing real time fraudulent check negotiations.

Remote Deposit Capture

RDC is perfect for businesses that deposit a lot of checks.

Improve efficiency by making check deposits electronically from your home or office.