Community Reinvestment Act (CRA) Public File Information
Our Commitment to the Community:
Bank of the Bluegrass & Trust Co. supports community development by adhering to the Community Reinvestment Act (CRA) of 1977, which encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods. We provide current public information as part of our ongoing commitment to community engagement and financial inclusion.
CRA Public File Contents: The file is updated quarterly and includes details current as of July 29th, 2024. While we’ve made every effort to ensure that the linked files are accessible, some documents are not compatible with screen readers. If you are interested in those documents, please contact us. We are happy to assist you.
Open Assessment Area - Map & Census Tract Data
View maps and tract listings that outline the specific areas we serve within the community.
Open Branch Locations, Hours of Operations, Geographies
View a comprehensive list of our branch and ATM locations, including street addresses and operating hours.
- 2023 FFEIC Census Geocoder Print with Map – 101 High St
- 2023 FFIEC Census Geocoder Print with Map – 215 Southland Dr
- 2023 FFIEC Census Geocoder Print with Map – 361 Romany Rd
- Branch Locations & Hours
Open Comments from the Public
All written comments received from the public for the current year and each of the prior two calendar years relating specifically to the bank’s performance in helping to meet community credit needs and response to the comments by the bank.
Open CRA Performance Evaluation
Access the latest CRA Performance Evaluation. Due to technical reasons, this document is not compatible with screen readers. However, if you are interested in this document, please contact us.
Open Fee Schedule
Explore our bank’s fee schedule for account products across all branches.
Open HMDA Disclosure Statement
Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending.
Open List of Products & Services
- Products and Services – March 2024
- Bluegrass Business Rewards
- Business Checking
- Business Online & Mobile Banking
- Business Savings
- Cash Management
- Commercial Lending
- Financial Services
- Mortgage Lending
- Personal Checking
- Personal Loans
- Personal Online & Mobile Banking
- Personal Savings
- Security
- Wealth Management
CRA Public File Requests:
For inquiries or comments about our CRA performance, please contact us HERE, call (859) 233-4500, or by mail 101 E. High Street, Lexington, KY 40507.
Hard copies of the CRA Public File are available upon request. Please note, we may charge a fee to cover copying and mailing expenses. Please visit a Bank of the Bluegrass location for this request.
Last Updated: 7/29/2024